Bank Holidays in July 2025: Full State-Wise List & Online Banking Options

Kuldeep Singh Chundawat

With numerous festivals and regional events, July 2025 will see an extended list of bank holidays across INDIA. With over 13 closure days in various states, customers are advised to plan their banking activities in advance to avoid inconvenience. While online services remain fully functional, certain transactions will still require branch visits.

Here’s a comprehensive guide to this month’s holiday calendar and available banking options.

Key Highlights

Banks will remain closed on the second and fourth Saturdays, along with all Sundays.
Regional holidays vary by state — always check your local schedule.
Mobile/Internet Banking, ATMs, UPI, and Digital Wallets will function as usual.

Full List of Bank Holidays in July 2025

Date	Holiday	Observed In
3 July	Kharchi Puja	Agartala
5 July	Guru Hargobind Ji’s Birthday	Nationwide*
6 July	Sunday	All India
12 July	Second Saturday	All India
13 July	Sunday	All India
14 July	Beh Deinkhlam Festival	Mizoram
16 July	Harela Festival	Uttarakhand
17 July	U Tirot Sing Death Anniversary	Shillong
19 July	Ker Puja	Agartala
20 July	Sunday	All India
26 July	Fourth Saturday	All India
27 July	Sunday	All India
28 July	Drukpa Teshi	Gangtok

*Note: Guru Hargobind Ji’s Birthday may be observed as a restricted holiday in some states.

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Banking Services Available During Holidays

Even when physical branches are closed, customers can easily perform most banking transactions through:

✅ Mobile & Internet Banking — fund transfers, bill payments, account management
✅ ATMs — cash withdrawals, deposits (where supported)
✅ UPI & Digital Wallets — instant peer-to-peer payments, merchant transactions

Important: Services such as loan processing, fixed deposit renewals, and cheque clearances typically require a branch visit. Customers should plan accordingly.

Fact Check & Latest Updates

The Reserve Bank of India (RBI) mandates that banks follow a state-wise holiday list.
Some private sector banks may choose to operate limited services in metro cities.
It’s advisable to confirm with your local bank branch for any last-minute changes in hours or services.

Pro Tip: Try to avoid conducting urgent in-branch transactions near the month’s end (31 July) due to typically higher footfall and processing delays.

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Conclusion

With a packed calendar of bank holidays in July 2025, being proactive with your financial planning is essential. Leverage digital banking options for everyday transactions and schedule branch visits thoughtfully to avoid disruptions.

Author Profile

Kuldeep Singh Chundawat: My name is Kuldeep Singh Chundawat. I am an experienced content writer with several years of expertise in the field. Currently, I contribute to Daily Kiran, creating engaging and informative content across a variety of categories including technology, health, travel, education, and automobiles. My goal is to deliver accurate, insightful, and captivating information through my words to help readers stay informed and empowered.