Union Bank of India Shares Slide 4.5% Despite 7% YoY Growth in Global Deposits in Q4FY25

Mumbai, April 7 Shares of Union Bank of India declined sharply by 4.50% on Monday, despite the state-run lender reporting a 7.22% year-on-year growth in global deposits for the fourth quarter of FY25. The stock is currently trading at ₹116.70, down ₹5.50 from the previous close of ₹122.20 on the BSE.

Stock Performance Highlights

• Opening Price: ₹111.80

• Day’s High/Low: ₹117.90 / ₹111.80

• Volume Traded: 6.44 lakh shares

• 52-Week High/Low: ₹172.45 (June 3, 2024) / ₹100.75 (January 13, 2025)

• Market Cap: ₹89,427.69 crore

Despite a strong financial performance on paper, the stock faced selling pressure—likely due to profit booking, broader market weakness, or investor caution ahead of full audited results.

Financial Highlights (Provisional Q4FY25)

• Global Deposits: ₹13,09,750 crore, up 7.22% YoY from ₹12,21,528 crore

• Global Gross Advances: ₹9,82,875 crore, up 8.62% YoY from ₹9,04,884 crore

• QoQ Growth in Advances: Up from ₹9,49,164 crore (Dec 2024)

• Total Global BUSINESS: ₹22,92,625 crore (Provisional)

• Domestic Advances: ₹9,45,957 crore

• Domestic CASA Deposits: ₹4,26,242 crore

The provisional data reflects steady growth in the bank’s core operations, with advances and deposits showing robust performance in both YoY and QoQ terms.

Shareholding Pattern

• Promoter Holding (Govt of India): 74.76%

• Institutional Investors: 18.40%

• Non-Institutional Investors: 6.85%

About Union Bank of India

Union Bank of India is among the largest public sector banks in India, offering a comprehensive range of banking services under Deposits, Loans & Advances, and Remittances & Collections. The bank continues to expand its retail and digital banking footprint while maintaining a strong domestic lending base.

Market Sentiment and Outlook

Despite solid quarterly growth, the stock’s decline suggests investor concerns over margins, asset quality, or external market sentiment. Analysts expect more clarity once the bank releases its full audited Q4FY25 results, including profitability and NPA metrics.

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Ganpat Singh Chouhan

My name is Ganpat Singh Choughan. I am an experienced content writer with 7 years of expertise in the field. Currently, I contribute to Daily Kiran, creating engaging and informative content across a variety of categories including technology, health, travel, education, and automobiles. My goal is to deliver accurate, insightful, and captivating information through my words to help readers stay informed and empowered.

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