New Delhi: If you have important financial tasks lined up for July, it’s crucial to plan ahead. The Reserve Bank of India (RBI) has released the official holiday calendar for July 2025, and it shows that banks will remain closed for a total of 13 days across different states. These include national holidays, regional festivals, weekends, and regular off days, so a missed visit could mean delays in important banking activities.

To avoid inconvenience, here’s the complete list of bank holidays in July 2025, including state-specific closures and nationwide off days.
🗓 Complete Bank Holiday List – July 2025
| Date | Day | Occasion | Applicable Region |
|---|---|---|---|
| July 3 | Thursday | Kharchi Puja | Agartala |
| July 5 | Saturday | Guru Hargobind Ji Jayanti | Jammu & Srinagar |
| July 6 | Sunday | Weekly Holiday | Nationwide |
| July 12 | Saturday | Second Saturday | Nationwide |
| July 13 | Sunday | Weekly Holiday | Nationwide |
| July 14 | Monday | Beh Deinkhlam | Shillong |
| July 16 | Wednesday | Harela Festival | Dehradun |
| July 17 | Thursday | Death Anniversary of U Tirot Singh | Shillong |
| July 19 | Saturday | Ker Puja | Agartala |
| July 20 | Sunday | Weekly Holiday | Nationwide |
| July 26 | Saturday | Fourth Saturday | Nationwide |
| July 27 | Sunday | Weekly Holiday | Nationwide |
| July 28 | Monday | Drukpa Tshe-ji | Gangtok |
🏦 Will Online and Digital Banking Work?
Yes. Even on bank holidays:
-
ATM withdrawals
-
UPI payments
-
Mobile banking
-
Net banking
-
Online fund transfers
will continue uninterrupted. However, tasks like cash deposits, loan approvals, document submissions, or check clearances may require you to visit your branch on a working day.
✅ Tips for Customers:
-
Complete critical banking tasks before June ends.
-
Avoid visiting banks on Saturdays after the second Saturday.
-
Use digital services for balance checks, fund transfers, and bill payments.
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If you’re in regions like Shillong, Agartala, Gangtok, or Jammu, pay close attention to regional closures.
Conclusion:
With 13 bank holidays in July 2025 — including Sundays, second and fourth Saturdays, and region-specific festivals — it’s wise to schedule your in-person banking tasks ahead of time. Digital banking services will remain functional, but branch-related tasks may get delayed if not planned properly.
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- My name is Kuldeep Singh Chundawat. I am an experienced content writer with several years of expertise in the field. Currently, I contribute to Daily Kiran, creating engaging and informative content across a variety of categories including technology, health, travel, education, and automobiles. My goal is to deliver accurate, insightful, and captivating information through my words to help readers stay informed and empowered.
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