8.25% Interest Rate Retained – Check Your PF Balance Online & SMS

In a substantial upgrade for Employees’ Provident Fund Organisation (EPFO) subscribers, the federal government has actually retained the rate of interest at 8.25% for the fiscal year 2024-25. This choice was made in the current EPFO Central Board of Trustees meeting, making sure that more than 7 crore employees will certainly gain from the unchanged passion rate.

While the exact day for passion crediting has actually not been formally introduced, media records suggest that the funds might be transferred by the 2nd week of April 2025. April notes the beginning of the brand-new economic year, throughout which several plan adjustments take effect.

With employees excitedly awaiting their Provident Fund (PF) passion payout, EPFO has actually given multiple means to examine your equilibrium instantly. Below’s just how you can check your EPF equilibrium from the convenience of your home.

Exactly how to Inspect Your EPF Equilibrium?

EPFO gives several practical methods to examine your Provident Fund (PF) equilibrium and passion credit report status:

1 Inspect EPF Equilibrium through SMS

Send Out an SMS to 7738299899 from your registered mobile number.

Format: EPFOHO UAN ENG

• Replace ENG with your recommended language code (e.g., HIN for Hindi, MAR for Marathi).
• Ensure that your UAN (Global Account Number) is connected to your savings account, Aadhaar, and PAN.

2 Inspect EPF Equilibrium through Missed Out On Call

Dial 011-22901406 from your registered mobile number and disconnect after one ring.

You will get an automated SMS with your EPF equilibrium details.

Guarantee your UAN is activated prior to utilizing this solution.

3 Inspect EPF Equilibrium through EPFO M-Sewa App

Download And Install the EPFO M-Sewa App from the Google Play Store.

Login utilizing your UAN & & password
Browse to ‘ Passbook’ section
Sight your account equilibrium & & passion details

4 Inspect EPF Equilibrium through EPFO Portal

Check out the main EPFO website: www.epfindia.gov.in

Click ‘ Our Providers’
Select ‘ For Staff members’
Click ‘ Participant Passbook’
Login with UAN & & password
Inspect your account equilibrium & passion details

5 Inspect EPF Equilibrium through UMANG App

Download And Install the UMANG App from the Google Play Store.

Register with your mobile number
Select ‘ EPFO’
Click ‘ Sight Passbook’
Enter your UAN & OTP got on mobile
& Sight your updated PF balance

When Will EPF Rate of interest Be Attributed?

Interest for FY 2024-25 has been fixed at 8.25 %.
More than 7 crore employees will get the passion credit report.
Expected disbursal day: By the 2nd week of April 2025 ( based on media records) .
Official verification awaited from the EPFO & government.

Why Has the EPF Rate Of Interest Remained Unchanged?

The 8.25 %passion rate remains in line with the previous fiscal year( 2023-24) and makes sure stability for EPF contributors. Maintaining the rate of interest the same reflects solid EPFO reserves and the federal government’s commitment to protecting staff members’ retired life savings.

Secret Advantages of EPF for Workers:

Guaranteed Returns: Secure rate of interest guarantee safe and secure retired life savings.
Tax Advantages: Contributions & passion made are tax-free under Area 80C.
Long-Term Development: Worsened yearly passion boosts financial savings & over time.
Loan Center: Staff members can take out partial quantities for emergency situations, mortgage, or clinical needs.

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