How to Transfer Your PF Account Online: Step-by-Step Guide for 2025

Ganpat Singh Chouhan

PF Transfer Process Made Easy – If you’ve recently switched jobs, it’s crucial to transfer your EPF (Employee Provident Fund) balance from your previous employer to your new one. This ensures that your retirement savings remain intact and continue to grow. The Employees’ Provident Fund Organization (EPFO) now allows you to transfer your PF online, making the process more convenient for millions of salaried employees.

Why Is PF Transfer Important?

Transferring your PF balance ensures that:

Your retirement fund stays consolidated in one place
You get the full benefit of compounding interest
Your total service period remains intact, which is essential for:
- Pension eligibility
- Tax-free PF withdrawal after 5 years of continuous service

✅ Step-by-Step Process to Transfer PF Online

1. Activate UAN
Ensure that your Universal Account Number (UAN) is activated on the EPFO Member Portal.
Link your Aadhaar, bank account, and mobile number to the UAN.

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2. Login
Go to the EPFO portal and log in using your UAN and password.

3. Submit Transfer Request
Navigate to:
Online Services > One Member – One EPF Account (Transfer Request)

4. Verify Details
Check the PF details of both your previous and current employer.
Select one employer (preferably the current one) to digitally verify your transfer request.

5. Complete with OTP
An OTP will be sent to your mobile number linked to your UAN.
Enter the OTP to authorize and complete the request.

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⚠️ Conditions to Remember

Your exit date must be updated by your previous employer.
If not, update it through Manage > Mark Exit on the EPFO portal.
Only one transfer request is allowed for the same previous PF Account.

📝 Claim Status & Offline Option

After submission, check your application in the ‘Track Claim Status’ section of the portal.
No need to submit physical Form-13 if the process is done online.

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However, in special cases like:

Having two UANs
Working with an Exempted Establishment (private PF trust)

You must follow the offline method, which includes:

Filling Form-13
Getting it signed by the employer
Submitting it to the nearest EPFO regional office

💡 Benefits of PF Transfer

As per EPFO:

PF transfer ensures faster corpus growth due to uninterrupted compounding
It safeguards long-term savings, unlike withdrawal which may lead to financial losses in the future

So, instead of withdrawing, opt for a PF transfer to secure your financial future.

Author Profile

Ganpat Singh Chouhan: My name is Ganpat Singh Choughan. I am an experienced content writer with 7 years of expertise in the field. Currently, I contribute to Daily Kiran, creating engaging and informative content across a variety of categories including technology, health, travel, education, and automobiles. My goal is to deliver accurate, insightful, and captivating information through my words to help readers stay informed and empowered.