Steady Annual Performance Boosts Investor Confidence Despite Dip in Quarterly Premiums
MUMBAI — Shares of SBI Life Insurance Company surged on Friday after the insurer reported a marginal rise in net profit for the fourth quarter ended March 31, 2025. The stock jumped 3.86% to Rs 1671.00, up Rs 62.15 from its previous close of Rs 1608.85 on the BSE.

The stock opened at Rs 1715.30 and fluctuated between an intraday high of Rs 1763.00 and low of Rs 1651.80. Over 3.3 lakh shares have been traded so far, reflecting strong investor interest following the earnings report.
Quarterly Results: Profit Marginally Up, Premiums Slip
SBI Life reported a net profit of Rs 813.51 crore in Q4FY25, slightly up from Rs 810.80 crore in the same period last year. However, net premium income fell 5.00% year-on-year to Rs 23,860.71 crore, down from Rs 25,116.47 crore in Q4FY24.
Despite the quarterly softness in premium collection, the stock reacted positively, driven largely by a robust full-year performance and market optimism about long-term sector prospects.
Strong Full-Year Performance Supports Bullish Sentiment
For the fiscal year ended March 31, 2025, SBI Life recorded a 27.43% increase in net profit, reaching Rs 2,413.30 crore compared to Rs 1,893.78 crore in FY24. Net premium income also grew by 4.31%, standing at Rs 84,059.83 crore, up from Rs 80,587.10 crore a year earlier.
The company’s sustained profitability and growing policyholder base underline its position as one of the leading private life insurers in India.
Stock Highlights and Shareholding Structure
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52-week high: Rs 1935.00 (Sept 3, 2024)
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52-week low: Rs 1307.00 (June 4, 2024)
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Market Cap: Rs 1,67,256.35 crore
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Promoter Holding: 55.38%
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Institutional Holding: 40.55%
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Non-Institutional Holding: 4.06%
With the stock rebounding from recent lows and showing strong buying interest, market participants remain optimistic about the insurer’s growth trajectory, particularly amid rising awareness around life insurance products and penetration in underserved markets.
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- My name is Ganpat Singh Choughan. I am an experienced content writer with 7 years of expertise in the field. Currently, I contribute to Daily Kiran, creating engaging and informative content across a variety of categories including technology, health, travel, education, and automobiles. My goal is to deliver accurate, insightful, and captivating information through my words to help readers stay informed and empowered.
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